L’Esprit San francisco acts only as an agent for the various independent suppliers that provide hotel accommodations, transportation, sightseeing, activities or other services connected with this tour. Such services are subject to the terms and conditions of those suppliers. L’Esprit San Francisco and their respective employees ,agents, representatives assigns accept no liability whatsoever for any injury, damage, loss, accident, delay, or any other incident which may be caused by the negligence, defect, default, of any company or person in performing these services. Responsibility is not accepted for losses, injury, damages or expenses of any kind due to sickness, weather, strikes, hostilities, wars, terrorist acts, acts of nature, local laws or other such causes. All services and accommodations are subject to the law and regulations of the country in which they are provided. L’Esprit San Francisco is not responsible for any baggage or personal effects of any individual participating in the tours : trip arranged by Tour Operator. Individual travellers are responsible for purchasing a travel insurance policy, if desired, that will cover some of the expense associated with the loss of luggage or personal effects.